A Loss Control Representative performs inspections and prepares reports for insurance underwriting purposes. Insurance companies use the reports to properly insure a commercial building, or business operations, for a new policy or renewal of a current policy.
Loss Control Surveys
Loss Control Surveys provide insurance underwriters data on an Insured’s, or prospective Insured’s, operations, loss potentials, controls that exist and the probability of securing the elimination of any undesirable or substandard conditions noted. Coverages may include all commercial property and casualty lines, such as property, liability, workers compensation, auto, and inland marine.
As a Loss Control Representative, you contact the Insured and schedule an appointment to visit their location. Through interviewing the Insured’s contact person or persons, physically inspecting the location, and taking photographs, you gather information based on the report format requested. The interview and visual survey are conducted as part of the effort to help prevent a covered loss.
Responsibilities of a Loss Control Representative
A Loss Control Representative provides the following professional services:
- Contacting Insured or prospective accounts
- Identifying potential loss-producing conditions
- Investigating the causes of losses and developing corrective action to prevent recurrence
- Developing actions or programs that will reduce the probability or minimize the seriousness of losses
- Preparing recommendations, which identify the problem and how the insured will benefit by taking the recommended action
- Uploading reports, photos and diagrams through a special website
High-quality, accurate Loss Control Surveys guide the underwriter in the selection of profitable business, and assist the Insured in controlling losses through the demonstrated value of the Loss Control services provided.
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